Privacy Policy of BudgetWise

Welcome to BudgetWise's Privacy Policy page. At BudgetWise, we are committed to protecting your privacy and ensuring that your personal and financial information is handled responsibly. This Privacy Policy outlines the types of data we collect, how we use it, and the security measures we apply to safeguard your information.

1. Information Collection

BudgetWise collects data to provide effective financial education, coaching, and community services. We gather:

Information you provide: This may include your name, email, phone number, financial goals, and payment details submitted through forms, registrations, or support channels.
Usage information: Data on your interactions with our courses, platform, and learning tools (e.g., lesson views, quiz activity, progress tracking).
Device data: Information such as device type, browser, IP address, and geolocation to optimize user experience.

2. Use of Information

We use collected data to:
- Personalize your learning journey
- Improve our courses and tools
- Communicate updates and financial tips
- Ensure platform security and performance

3. Sharing of Information

We do not sell your personal data. Your information may be shared with trusted service providers only to support learning delivery, communication, or analytics—under strict confidentiality. We may disclose data where required by Singapore law or to comply with PDPA (Personal Data Protection Act).

4. Your Rights

You may request access, correction, or deletion of your data at any time. You may also unsubscribe from non-essential communications through your account settings or by contacting us.

5. Data Security

We use industry-standard encryption (SSL), secure servers, and access controls to protect your data. Internal access is limited to authorized personnel only.

6. Updates

We may update this Privacy Policy to reflect legal or operational changes. You will be notified of material changes via email or our platform.

7. Contact

If you have questions about your data or this policy, contact us at info@budgetwisen.com.

Thank you for trusting BudgetWise with your financial education. Your data privacy is part of our promise to serve you with integrity.